Let’s be real, insurance isn’t the most glamorous topic, but it is one of the most important things you need to protect your business. And who better to break it all down than Crystal from Beauty Queen Insurance? She’s the queen of beauty biz coverage, and after nearly four years in the game, she’s got all the insider knowledge you didn’t even know you needed!
Crystal’s journey started in the beauty world working with Tarte for eight years until COVID threw a curveball. With the beauty industry on pause, she pivoted into the insurance world and quickly realized that beauty professionals (including permanent jewelers) were seriously lacking coverage options. So, she took matters into her own hands, collected data, and built an insurance agency specifically for the beauty and permanent jewelry world. Now, Beauty Queen Insurance is one of the top agencies covering permanent jewelry businesses!
In this episode, we dive into why insurance is a must-have before you need it (because let’s face it, by the time you need it, it’s too late!). We break down the different types of coverage, from general liability (slips, trips, and falls) to personal liability for hands-on services. Crystal shares why so many permanent jewelry businesses struggle to get approved for insurance, the words permanent and welding scare off some providers!, and how to make sure your agent actually understands what you do.
We also talk about insurance for different types of businesses, whether you’re exclusively doing pop-ups, have a brick and mortar, or a mix of both. Got employees? We cover worker’s compensation policies too! Selling jewelry in addition to services? You’ll want to understand product liability. And if you’re doing piercings, good news, Beauty Queen Insurance includes that at no additional premium!
Thinking about getting insured for an event? Crystal breaks down what you need to know, and how to make sure you're covered in time. Already insured? She shares exactly how to double check that your policy actually covers what you think it does.
The bottom line? A lot of things could go wrong in business, and that’s why you need insurance. But once you take care of the not-so-fun stuff (like waivers and coverage), you can focus on growing your business with confidence!
Tune in now for this must-know episode, and let’s make sure your permanent jewelry biz is protected!
